Buying your first home is a big milestone — and it can feel overwhelming trying to figure out how much you can borrow, what deposits you need, and which loan is right for you.

At Boost Finance, we help first home buyers in New Plymouth understand the process clearly and confidently, so you can move forward with the right plan.

How we help first home buyers

We guide you through every step of the home buying journey, including:

• Understanding how much you can borrow

• Getting pre-approval from a lender

• Comparing home loan options

• Explaining fixed vs floating interest rates

• Helping you use your KiwiSaver for your first home

• Working out what deposit you need

• Supporting you through the application process

• Make the process simple, clear, and stress-free

Using your KiwiSaver for your first home

If you’ve been contributing to KiwiSaver, you may be able to use part of your balance towards your first home deposit. We can help you:

• Check your eligibility

• Understand how much you can withdraw

• Work out how it affects your budget

• Choose the right KiwiSaver fund

How much can I borrow?

We work with you to help you understand your borrowing power before you start house hunting, so you know what price range to focus on. This is one of the first questions most buyers ask. Lenders look at things like:

• Your income

• Your expenses

• Existing debts

• Deposit size

• Credit history

Why use a mortgage adviser?

Working with a mortgage adviser means you get:

• Access to multiple lenders

• Help comparing loan options

• Guidance through paperwork and approvals

• Support from application to settlement

• Expert advice at no cost to most clients (paid by lenders in most cases)

Ready to buy your first home?

If you're thinking about buying your first home in New Plymouth, we can help you get started with confidence.

Get in touch with Boost Finance today to talk through your situation and take the first step toward home ownership.

Turn your first home dream into a reality

First Home Buyers